We’re going to make the case that even though it can feel hard at times and you’re probably nowhere near your peak earning years… you should make every effort to build savings in your 20s. When you’re in your 20s, your greatest asset is your youth itself. Not only does being young mean your (possibly […]
When it comes to guaranteed returns, there is a list of investments perhaps as numerous as your fingers. The most famous example is the 401(k) with an employer match. In order to charm you into investing some of your money in the company’s 401(k) account, most employers tend to put up a bit of their own money as an incentive. The return is immediate, guaranteed, and something that should be captured. The bottom line is – in almost all instances you should make sacrifices elsewhere in order to receive the full employer match.