At DQYDJ, tax season has us recently rolling out our annual savings rate. The personal finance blogosphere constantly emphasizes its importance and demonstrates its … [Read more...]
What Was Your Savings Rate in 2017?
We here at DQYDJ have recently been sharing some of our insights into our own personal finances – you can thank tax season for that. Recently, I covered our current asset … [Read more...]
What Was Your Savings Rate in 2016?
Don't Quit Your Day Job... certainly mixes up the article categories, but at our heart we're a finance web site. Personal finance or otherwise, that means most of the … [Read more...]
What Was Your Savings Rate in 2015?
In this article, we continue our annual tradition of sharing our savings rate. We consider a savings rate to be one of the most important numbers you can optimize when … [Read more...]
When Having an Emergency Fund is the Right Move – Or, At Least, Not Counterproductive
We've got a bit of a hangup with emergency funds on this site - we feel that the advice to immediately save 6 months of living expenses in a low-interest high liquidity … [Read more...]
Savings Rate Calculator
This page has a step by step savings rate calculator, which will help you easily compute your savings rate to compare to your own benchmarks, to future savings goals, and … [Read more...]
How Much Did You Save in 2014? (Part 2)
With my colleague PK writing about his 2014 savings rate, I thought that I would chime in as well. Using a loose definition of savings, where principal pay down of debt … [Read more...]
Prize-Linked Savings
Prize Linked Savings (you may also see them called 'Save to Win' games) are an interesting take on savings accounts, where every deposit is 'kept' unlike in normal … [Read more...]
Is Increased Savings Good or Bad For the Economy?
Increased savings is Good for the economy. The most likely forms your increased savings will take won't hurt the economy and will probably help it. You probably don't … [Read more...]
What is the Savings Rate in Other Countries?
Savings articles tend to be among the most popular articles here on DQYDJ (as in our most popular savings article - our Savings Rate Calculator for determining when you … [Read more...]
How Much Do People Save, by Income?
A few weeks back we presented one of our signature pieces of original research on what Americans saved based upon their ages. That data used fresh data from the Consumer … [Read more...]
Keeping Up with the Joneses: Risk Tolerance
The idea of lifestyle creep is the slow build-up of "necessary" expenses as your income increases. I myself have experienced a bit of it in my career, noticing small … [Read more...]