This page contains a dividend discount model calculator to estimate the net present value of an investment based on the future flow of dividends. You can change the dividend growth rate, discount rate, and the number of cycles of DDM to perform. As a bonus, it additionally includes dividend lookups for 2,000+ publicly listed US […]
One of our favorite traditions here on DQYDJ is our annual entry into the Financial Uproar Stock Picking Contest. This article summarizes our stock picks for 2017 and why they are in the contest portfolio. Feel free to disagree, as long as you back your opinion… we’d encourage it! Contests come with an expiration date, […]
One of the big international stories we’ve been following closely at DQYDJ in the last year is the decline in the benchmark China stock market index, the Shanghai Stock Exchange Composite Index. Notably, we exclaimed how closely the index was mirroring the decline in the NASDAQ’s own precipitous fall which from a peak in March of 2000 (and if […]
Gallup releases a semi-regular poll on the state of stock ownership – and it is one of the more depressing poll reads you can find out there in the world. To wit: only a little more than half of Americans have any investments in the stock market, at least self-reported. And it’s worse for young […]
We haven’t written about Chinese markets since our epic post comparing social and political reactions to the market fall in China and recent American market falls. We wanted to touch on it again because of a universal truth which needs to be told again: if you’ve got a short time-frame, or if it’s stability you […]
Sometimes we feel that DQYDJ gets an unfair reputation as a solely-individual investing “beat the market” type blog. While our most prolific writer (…me), does maintain an actively traded portfolio, we just did the math – it’s only 37.4% of our equity investments. Oh, and that counts employer equity awards and holdings – needless to […]
The idea of lifestyle creep is the slow build-up of “necessary” expenses as your income increases. I myself have experienced a bit of it in my career, noticing small purchases that I used to consider luxuries as being more commonplace. What I want to touch on in this article, however, is something I think is […]
Don’t Quit Your Day Job is primarily a site for musing about the absolutely most efficient way of going about things. We don’t generally waste our time with saving pennies, frugality, or lifestyle constriction – most of our readers are on a solid path of spending less than they earn, saving, and investing. That said, we haven’t been that accommodating to one particular crowd, a crowd we have previously taken to calling ‘low information investors‘.
Ahh, New Year, new resolutions, and new stocks for stock-picking competitions. We are a web site ostensibly about Personal Finance and investing, so I’d be remiss if I didn’t enter a few contest this year. I already discussed my picks for the Money Pros Stock Picking Competition, but this time I’m entering a 4-stock contest run by Nelson at Financial Uproar. As always, just because I picked stocks here doesn’t mean I’m telling you to buy them – so do your own due diligence!
As Chuck Klosterman writes in his book IV: A Decade of Curious People and Dangerous Minds, the phrase ‘guilty pleasure’ is culturally backwards. As he can take pride in his watching the Ashley Simpson Show, I can admit to the my audience that I’ve watched every episode of Jersey Shore. I was born in Boston and raised in Rhode Island; to be truthful, I could field a pretty decent cast for a new season. I must say, for the record, an article in CNN Money made me respect the entrepreneurial spirit of the cast of the Jersey Shore.