We here at DQYDJ have recently been sharing some of our insights into our own personal finances – you can thank tax season for that. Recently, I covered our current asset … [Read more...]
How Electronic Tax Returns Have Become the US Standard In the Last Generation – 1990-2013
The last week has seen quite a few articles lamenting the lack of funding at the IRS. That lack of funding might drive the IRS to multi-generational lows in terms of the … [Read more...]
Are Tax-Advantaged Funds Actually Better For Your Taxable Account?
One of the more popular mutual fund styles are so-called tax-advantaged funds. Folks who are investing in accounts outside of their tax advantaged accounts such as … [Read more...]
Riding the Market Weather
June 29th, 2006. It was an innocuous day as the stock market was booming in the post-9/11 recovery. The economy was torrid and the unemployment rate was 4.6% in the … [Read more...]
How Long Should Debt Be a Responsibility?
We became aware of a particularly interesting Government policy about 2 weeks ago (along with the rest of America) when the Washington Post wrote about the Social … [Read more...]
A Visualization of IRS Collections Since 1960
On this page is a visualization of the sources for tax revenue collected by the IRS between fiscal years 1960-2013 in the United States. All data in the visualization … [Read more...]
Which States Receive the Most Federal Benefits?
As you know from reading this site, the Government is quite a force in the economy - namely, taking in an estimated $2,468,599,000,000 in revenue in 2012. On top of … [Read more...]
Your New 2013 Tax Rates
Well, glad that Fiscal Cliff thing is over. Seriously - we sweated a crisis that was created by politicians, that politicians are now happy they averted. Consider … [Read more...]
(Actually Good) 2012 Year End Tax Tips
Reading personal finance web sites is always funny this time of year. The end of the year is filled with articles about how to save money on taxes in the current year... … [Read more...]
Marginal Tax Rates Versus Effective Tax Rates
Have you ever seen an election season so dedicated to the intricacies of taxes? Mitt Romney must be glad he paid accountants to run the numbers, since just 4 years ago I … [Read more...]
Which State Benefits the Most from the Mortgage Interest Deduction?
The last time we talked about the mortgage interest deduction, I shared with you a chart on the percentage of returns in each income group taking the mortgage interest … [Read more...]
The Roth IRA Movement
If you read a lot of Personal Finance, you've probably noticed a similar theme on your favorite websites this morning: they are all talking about Roth IRAs. As … [Read more...]