Inflation expectations through Treasury breakevens – a concept we just visited – are a decent take on the market's opinion on the 'cost of holding money'. Mortgages are, … [Read more...]
Inflation Expectations as of 4/12/2018
For a time, we were closely watching inflation expectations – or a close approximation known as treasury breakevens, anyway. By subtracting the yield on inflation … [Read more...]
American Retirement Savings by Age: Averages, Medians and Percentiles
In 2016 in the United States, there were large differences in retirement savings by age. Taking strict retirement savings, households headed by 30-34 year olds averaged … [Read more...]
Average American Retirement Savings, Medians and Percentiles
In 2016, American households headed by someone aged 32-61 averaged $120,809.40 in retirement savings, or $264,453.30 using an expansive calculation. Using the same … [Read more...]
How Many Accredited Investors Are There by Age?
We present here estimates for the number of accredited investors by age in the United States for full-year 2016. In our accredited investors in America post, we estimated … [Read more...]
What Was Your Savings Rate in 2017?
We here at DQYDJ have recently been sharing some of our insights into our own personal finances – you can thank tax season for that. Recently, I covered our current asset … [Read more...]
What is Your Asset Allocation in 2018?
Every year – usually, conveniently, around tax time – we like to evaluate the total picture of our personal finances. DQYDJ is (at least occasionally) a personal finance … [Read more...]
Litecoin Return Calculator with Inflation Adjustment
On this page we present a Litecoin return calculator. Enter any two dates between October 24, 2013 and a final date and we'll estimate the total return on any money … [Read more...]
What is a Stock Market Correction? What Should I Do?
A stock market correction is a drop of ten percent in value from an all-time high in a stock index. While stock market corrections are defined mathematically, there is a … [Read more...]
Bitcoin Return Calculator with Inflation Adjustment
On this page we present a bitcoin return calculator. Enter any two dates between July 17, 2010 and a final date and we will estimate the annual and total return on any … [Read more...]
Correlation of Income and Net Worth for Age Groups in America in 2016
Recently we showed there isn't a strong correlation of income and net worth in America. While writing that post we posed you a question: if income isn't the best input to … [Read more...]
2017 Bitcoin Return
The 2017 Bitcoin return was +1,318% not including any transaction fees. At midnight UTC after 12/31/2016 bitcoin traded at 998.33 a coin and one year later traded at … [Read more...]