Here you'll find a capital gains tax calculator, where you can model the cost to sell or hold on to an investment until you have favorable long-term capital gains. Enter your investment information and tax treatment, and the tool will show you the difference between short and long-term capital gains – numerically and visually. Capital Gains […]
Below you'll find an investment calculator, where you can model the future growth of an investment you own (or are considering owning). Enter details about the investment, your time-frame, and your planned future contributions to compute – and optionally graph and visualize – your investment. You can also optionally model your loss of purchasing power […]
On this page is a 401(k) calculator, also useful for modeling a 403(b). Enter details of your current balance, age, salary, and retirement plan plus your employer's details, and the tool will model (or graph) your future savings. 401(k) or 403(b) Planning Calculator Using the 401(k) Calculator A 401(k) plan (or a 403(b) plan for non-profits) is one of […]
On this page is an employee stock purchase plan or ESPP calculator. The tool will estimate how much tax you'll pay plus your total return on an ESPP investment under three scenarios: Holding Period not met, short term capital gains Holding Period not met, long term capital gains Holding period met Employee Stock Purchase Plan […]
Happy November! Welcome back to the DQYDJ Weekender, the least scheduled and most random series on DQYDJ... and probably all the sites you regularly read. There's no substantive post today. I'll hold off on any new posts until after the US elections. But I do have some updates for you all – I hope you […]
Examination of the top one percent in America, both by income as well as by accumulated net worth.
On this page is the United States average household net worth by year. Included summary statistics are the average net worth by year, median net worth by year, and top 1% net worth by year. Data is from the Federal Reserve SCF, 1989 - 2019 (1989 - 2020 data). Don't close the window after the […]
A lot of people write in with questions about the top one percent in net worth and income. Soon after, I often see a common question: how well does income predict net worth? In this post, I'll help clear it up and take a look at the correlation of net worth and income. In short, it […]
Below are estimated United States retirement savings statistics by age for 2020, from surveys conducted between February 2019 and early 2020. You'll find the average retirement savings by age, along with median, and top 1% of savings. For a fuller accounting of net worth as opposed to only savings for retirement, see our net worth […]
On this page are estimated United States retirement savings for 2020. Statistics are for households headed by adults aged 32-61 at the time of the survey (between February 2019 and early 2020). You'll see average retirement savings, median retirement savings, top 1% retirement savings, and a retirement savings percentile calculator to rank a savings amount […]
