Privacy Policy and Disclosures

Privacy Policy

This privacy policy applies to,, and any and all subdomains. We will not use or share your personal information except as described in this privacy policy.

Information we collect

We may collect personally identifiable information about you such as your full name, internet pseudonym or alias (and any associated graphic such as a gravatar), IP address, and email address if you visit, register for the site feed or newsletter, submit a comment, use the contact form, or otherwise get in touch with the site.

Additionally, our third party partners and we utilize cookies and tracking technologies for the purposes of tracking, analytics, and advertising. You can block or disregard cookies and tracking technologies using your browser settings and may use DQYDJ although some elements of the site may be degraded.

Additionally, we log information that is generally provided by your computer and browser when you navigate the site such as browser name, operating system, machine type, metadata related to previous and next link, and other session data. We do not tie this data to any personally identified information from the above paragraph.

To amend or remove inaccurate data and metadata, contact To remove personally identifiable information from the mailing list or subscription feed, use the links provided in the channel in question.

We do not knowingly collect personal data for users under the age of 16. In the event that we learn of data collection for minors under the age of 16 we will immediately delete any information on those users as quickly as possible. If you believe we may have information on minors under the age of 16 contact

How we use information

DQYDJ and our partners use generated data and metadata to improve the site offerings, create new content, register interest in topics and discussions, remember user preferences, and provide relevant advertising.

We collect personally identifiable information in limited areas for the purposes of content and feed subscription and delivery, to provide commenting functionality, to solicit feedback, and to reply or comment in response to your communications.

How we share information

Personally identifiable information: DQYDJ will not rent or sell your PII to third party companies (except in the event of a site sale). Your personally identifiable information may be stored in locations outside of the control of DQYDJ, for example with analytics providers, our third party web host, with our feed providers, and other services and firms. Your personally identifiable information may be shared with third parties to provide you the functionality in the "How we use information" section. Refer to third party individual privacy policies for information on how they handle your personally identifiable information.

Non personally identifiable information: We may share anonymized or summarized metadata with third parties to better understand and improve the layout, structure, and content of the site and for purposes of site identification, verification, and promotion.

Where required by law or to defend our interests: we may disclose your personally identifiable information or metadata in response to legal inquiries we believe legitimate or necessary. We may disclose your personally identifiable information and metadata to defend the integrity of our service or protect site security. We may disclose your personally identifiable information and metadata to exercise or defend our rights, property, and interests.

How we store information

Information collected by DQYDJ may be stored and processed in North America and other regions in which we or our third party partners maintain servers. DQYDJ may transfer information we collect about you across country lines to affiliated entities and third parties and for the purposes of site backups, redundancy, or reducing latency.

How we protect your information

DQYDJ can not guarantee or warrant that your information will never be accessed through breach, exploit, or accident. However, we employ industry best practices in the collection and submission of information, beginning with providing our portal through Transport Layer Security (TLS) as denoted by the https:// in our site URL and using secure transport protocols for third party services and backups. No technology is 100% secure now or  in the future; we cannot guarantee absolute information security. For more information on how we safeguard data contact

How we communicate with you

DQYDJ will primarily communicate with you through these methods:

  • Information provided on our site and portal
  • Information and content provided through our feed, email, and syndication (partners or services)
  • Replies, responses, defenses, clarifications and communications through mail and comments (which may trigger notifications depending on user preference)
  • Private communications we initiate
  • Social feeds where you choose to subscribe or view
  • Retargeted advertisements

What we will do in the event of a compromise

We will notify you through one of the above methods in compliance with applicable law in 72 or fewer hours from when we learn of breach, disclosure, or compromise.

How to contact us and where to see updates

If this privacy policy changes details will be reflected on this page. You may contact us regarding this policy through the contact form or by mailing

Financial Advice Disclaimer

No agency, government, or other entity has actually bestowed upon us any titles like "Certified Financial Planner" or something similar.  Take everything that we say with a grain of salt, even if the financial strategies we publish are so obvious they're painful to add salt to.

The simple fact is, we aren't formally qualified to give you advice.  For any information on the site find qualified and certified financial help from your jurisdiction to vet and verify its correctness. All information is provided for informational and research purposes only.


Don't Quit Your Day Job... uses targeted ads designed to appeal to the interests of readers of this site.  You should know that:

  • Google, as a third party vendor, uses cookies to serve ads on your site.
  • Google's use of the DART cookie enables it to serve ads to your users based on their visit to your sites and other sites on the Internet.
  • Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy.

We also use Google Analytics, a web analysis service provided by Google.  Google utilizes the data collected to track and examine the usage patterns on and to prepare reports on site activities.  Google may use the data collected to personalize the ads on its own advertising network.

You can opt out of Google Analytics Tracking here.

Through remarketing with Google Analytics, we collect information on user demographics and interests. We use this data to review the type and amount of interest we receive to various content on the site and improve our advertising mix. Google provides a mixture of Analytics opt-outs here.


Don't Quit Your Day Job... uses a third party newsletter provider, FeedBlitz, to manage email subscriptions to the site's feed. You should know:

  • DQYDJ hosts cookies for FeedBlitz on the domain to manage the service.
  • You submit information through the newsletter forms on the site or through the popup forms to a service hosted with FeedBlitz. That information is shared with Don't Quit Your Day Job... to provide a newsletter subscription.

You can find FeedBlitz's privacy policy and Terms of Service, which include further information on what data they collect, and your rights pertaining to that data.

Advertising Policy

This is a collaborative blog, written by PK, Cameron, and the rare Guest Poster. For questions about this blog, please contact PK.

This blog accepts forms of cash advertising, sponsorship, paid insertions or other forms of compensation.

This blog abides by word of mouth marketing standards. We believe in honesty of relationship, opinion and identity. The compensation received may influence the advertising content, topics or posts made in this blog. That content, advertising space, or post will be clearly identified as paid or sponsored content.

To get your own policy, go to

Affiliate Links and Products

Don't Quit Your Day Job... has a financial relationship with some of the companies, services, and products listed on the site. We may be compensated for clicks, registrations, sign-ups, purchases and other actions readers take based on the links on the pages. You are not required to take any action related to our affiliate links to make use of the site. Affiliate is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to

Commenting Policy

We reserve the right to edit adult language in comments while preserving the original intent. Comments and pictures that are in our discretion, off topic, don't add to the discussion, spam or of strictly an attacking nature can be removed or edited.

If you choose to comment, you release to the discretion of current and future authors of DQYDJ the right to use the material in your comment and any publicly available identification related to your comment in future material related to the site, or material branded under the same name as the site.

Mediavine Programmatic Advertising (Ver 1.1)

The Website works with Mediavine to manage third-party interest-based advertising appearing on the Website. Mediavine serves content and advertisements when you visit the Website, which may use first and third-party cookies. A cookie is a small text file which is sent to your computer or mobile device (referred to in this policy as a “device”) by the web server so that a website can remember some information about your browsing activity on the Website.

First party cookies are created by the website that you are visiting. A third-party cookie is frequently used in behavioral advertising and analytics and is created by a domain other than the website you are visiting. Third-party cookies, tags, pixels, beacons and other similar technologies (collectively, “Tags”) may be placed on the Website to monitor interaction with advertising content and to target and optimize advertising. Each internet browser has functionality so that you can block both first and third-party cookies and clear your browser’s cache. The "help" feature of the menu bar on most browsers will tell you how to stop accepting new cookies, how to receive notification of new cookies, how to disable existing cookies and how to clear your browser’s cache. For more information about cookies and how to disable them, you can consult the information at All About Cookies.

Without cookies you may not be able to take full advantage of the Website content and features. Please note that rejecting cookies does not mean that you will no longer see ads when you visit our Site. In the event you opt-out, you will still see non-personalized advertisements on the Website.

The Website collects the following data using a cookie when serving personalized ads:

  • IP Address
  • Operating System type
  • Operating System version
  • Device Type
  • Language of the website
  • Web browser type
  • Email (in hashed form)

Mediavine Partners (companies listed below with whom Mediavine shares data) may also use this data to link to other end user information the partner has independently collected to deliver targeted advertisements. Mediavine Partners may also separately collect data about end users from other sources, such as advertising IDs or pixels, and link that data to data collected from Mediavine publishers in order to provide interest-based advertising across your online experience, including devices, browsers and apps. This data includes usage data, cookie information, device information, information about interactions between users and advertisements and websites, geolocation data, traffic data, and information about a visitor’s referral source to a particular website. Mediavine Partners may also create unique IDs to create audience segments, which are used to provide targeted advertising.

If you would like more information about this practice and to know your choices to opt-in or opt-out of this data collection, please visit National Advertising Initiative opt out page. You may also visit Digital Advertising Alliance website and Network Advertising Initiative website to learn more information about interest-based advertising. You may download the AppChoices app at Digital Advertising Alliance’s AppChoices app to opt out in connection with mobile apps, or use the platform controls on your mobile device to opt out.

For specific information about Mediavine Partners, the data each collects and their data collection and privacy policies, please visit Mediavine Partners.



PK started DQYDJ in 2009 to research and discuss finance and investing and help answer financial questions. He's expanded DQYDJ to build visualizations, calculators, and interactive tools.

PK lives in New Hampshire with his wife, kids, and dog.

Don't Quit Your Day Job...

DQYDJ may be compensated by our partners if you make purchases through links. See our disclosures page. As an Amazon Associate we earn from qualifying purchases.
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