Author: PK

PK started DQYDJ in 2009 to research and discuss finance and investing and help answer financial questions. He's expanded DQYDJ to build visualizations, calculators, and interactive tools. PK lives in New Hampshire with his wife, kids, and dog.
When Stupid Ideas Go Mainstream: Algebra on the Chopping Block

When you own a website, sometimes you need to type out an article and lay out your lamentations about the decline of something in your culture. Usually, this coincides with hitting a certain age and believing "that wasn't the case when I was a kid". I don't have any excuse like that; my cynicism is a reaction to a perfect storm of articles in recent days which, far from moving the Overton Window, broke the window and ripped out all the framing. Heck, it probably knocked down the wall.

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The Relationship Between Mortgage Rates and Home Prices

We've got a treat for you today - a spiffy graph we created with Google Drive (née Documents). Thanks to […]

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Are Incomes in the United States Becoming More Unequal?

Today we're going to delve into Income Equality, a topic which has been fresh in the American collective consciousness ever […]

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The DQYDJ Weekender, 9/29/2012

Ahh, the weekend. Let's do it. Links We Like! JT at Money Mamba does an interesting exercise where he compares […]

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The Definitive Guide to Protest Voting

In the episode of the Simpsons Treehouse of Horror VII, you can find one of the most poignant cultural references ever made by a cartoon:

Homer: America, take a good look at your beloved candidates. They're nothing but hideous space reptiles!
Kodos:
It's true, we are aliens... but what are you going to do about it? It's a two-party system; you have to vote for one of us!
Man1: He's right, this is a two-party system!
Man2:
Well, I believe I'll vote for a third-party candidate...
Kang:
Go ahead, throw your vote away!

Of course, Ross Perot is then show punching a hole in a "Perot '96" hat.

So, let's say that you aren't completely happy with either Democratic President Barack Obama or Republican Candidate Mitt Romney. What's a budding protester to do?

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The DQYDJ Weekender, 9/22/2012

Special thanks this week goes to blogress Andrea at So Over This for her assistance steering DQYDJ towards its new […]

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Offense Wins Games... Defense Wins Championships

I don't know who said it originally... but I always hated that quote. In my mind, if you win every game with a strong offense, what difference does defense make? If your defense is good enough for your offense to prevail, well, then you'll prevail.

On that note, I have more than half a million dollars in debt and I only pay the minimum payments.

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The DQYDJ Weekender, 9/15/2012

Remember my fantasy squad I posted about? 1-0, baby. So far, so good!

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The DQYDJ Weekender, 9/8/2012

DQYDJ's favorite links for the week.

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Stop Buying Dividend Stocks!

Subtitle: Until You Read This Article.

I'm not one for hyperbole... I'm more of a "here's the data, deal with it" person, but I'll make a vast blanket statement for you today. You see, you may not care too much either way about the whole 'fiscal cliff' scenario, where an expiration of the so-called 'Bush Tax Cuts' of 2001 and 2003 would reset to their previous levels. Perhaps you make under $200,000 as a single or $250,000 as a couple, so if the cuts expire and President Obama extends them in a second term you wouldn't worry too much. Fine - I won't spend this article discussing what the appropriate level of taxation is for the many strata of incomes earned in this country. However, I do want to draw your attention to the insidious effect of rolling back the 2001/3 cuts - namely, how the code characterizes dividends.

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Don't Quit Your Day Job...

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