Author: PK

PK started DQYDJ in 2009 to research and discuss finance and investing and help answer financial questions. He's expanded DQYDJ to build visualizations, calculators, and interactive tools. PK lives in New Hampshire with his wife, kids, and dog.
Stop Buying Dividend Stocks!

Subtitle: Until You Read This Article.

I'm not one for hyperbole... I'm more of a "here's the data, deal with it" person, but I'll make a vast blanket statement for you today. You see, you may not care too much either way about the whole 'fiscal cliff' scenario, where an expiration of the so-called 'Bush Tax Cuts' of 2001 and 2003 would reset to their previous levels. Perhaps you make under $200,000 as a single or $250,000 as a couple, so if the cuts expire and President Obama extends them in a second term you wouldn't worry too much. Fine - I won't spend this article discussing what the appropriate level of taxation is for the many strata of incomes earned in this country. However, I do want to draw your attention to the insidious effect of rolling back the 2001/3 cuts - namely, how the code characterizes dividends.

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The DQYDJ Weekender, 9/1/2012

So I drafted in the only Fantasy Football league I'm participating in. It's a 10 man, and I was the guy who went with the MJD/Rashad Jennings handcuff (risk tolerance: extreme!). Anyone want to grade my draft for a 10 person league? (I've come in second two years in a row; be harsh!)

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There's a New Sheriff in Nasdaq Town - Apple

Let's take just a moment out of our Fridays to recognize something amazing - that there is a new largest company in the history of the world, emerging during an economic climate charitably described as middling. That's right - Apple Inc (née Apple Computer), currently trading at 667, boasts the largest market capitalization of all time at $624.9 Billion. The previous leader? Microsoft, who touched $616.3 billion back in December 1999.

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The Fuel Efficiency and Safety Tradeoff... There's No Such Thing as a Free Lunch

Setting aside my esteemed co-writer's obsession with hypermiling (not practicing, mind you, joking about), there really is no such thing as a free lunch - especially when it comes to fuel economy. The Government, however, as demonstrated by recently finalized mileage laws, wants their lunch on the house.

As the saying goes, "you can't legislate innovation", and fuel economy standards give car manufacturers very interesting incentives.

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Predicting Future S&P 500 Closing Prices (End of August Edition)

Can you believe it's already been a month since we looked into the future and told you how the S&P 500 would close (read: looked at Yahoo! and told you how contracts are trading). That means I'm back here today to act as the weather vane and show you which way the market winds are blowing. To those that have asked, I posted some methodology at the end. Peruse that and ask me any questions you have!

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The DQYDJ Weekender, 8/25/2012

Links of the week for the, uh, week that just ended!

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Revisiting the Employment-Population Ratio, August 2012 Edition!

Last we checked out one of the obscure numbers that relates to jobs in the United States, we were looking at a Employment-Population Ratio under 59%. Today let's revisit that same ratio and see how much things have changed.

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Can Tracking Construction Help Predict Economic Decline?

It's been a while since we here at Don't Quit Your Day Job have collaborated with another site to give you some original epic pieces. Today, we rectify that by teaming up with the inimitable ADP at American Debt Project. ADP is one of the good ones - a debt blogger who is actually seeing declining debt. And isn't that the way the debt genre is supposed to work? (And almost never does?). Follow her progress as she does what so few others do.

ADP came to us with a curious question: Can we use building statistics to see when economies become overheated? Basically, she wanted to know if watching building trends and construction would provide any clues to where an economy is headed. Evidence is slim, but let's take a look at the numbers and see what we can figure out!

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The DQYDJ Weekender, 8/18/2012

Welcome to another glorious Weekender with your leader PK!

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Does Paul Ryan Really Scare Seniors?

Spoiler alert for anyone who is still ignoring the Presidential race, Republican Mitt Romney has picked Paul Ryan (a Representative from Wisconsin) as his running mate (and President Barack Obama and Joe Biden work out some kinks). The battle has already begun as each campaign has pivoted from talking about the economy to talking about how their opponent will cut Medicare to the bone, and leave millions of seniors without health care options. If talking about Social Security and Medicare is the third rail of American politics, then the best way to describe it would be to say that the candidates are trying to push their opponents onto the track.

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Don't Quit Your Day Job...

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