Both my co-writer Cameron and I have recently penned screeds on a worrisome trend we've seen in Personal Finance blogs - the hyperbolic obsession with "Debt Zero". "Debt Zero" is, of course, the idea that above all else Debt Must Be Paid Down.
The first clue that something is wrong with that story is the inclusion of the word "must". There are very few absolutes in life - the snarky amongst you will acknowledge death and taxes - and in this situation is no different. You see, it's naive to assume that things come for free. Every single thing you do is a trade off.