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What is the True Inflation Rate?

One of our favorite things to debate here on DQYDJ is the validity of the inflation rate. On the whole, we think that the method the government uses to track inflation is a decent gauge of the prices an 'average person' in America pays for a particular basket of goods.

That strict definition is where many of you have a problem. Who among us is a 'typical person', who spends their money in the exact proportions as the average of all Americans? Well, no one.

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Predicting the S&P 500 - March 2012 Edition

Do we have a good excuse for not doing this in February? No, we don't. Please, accept our virtual apologies and enjoy our predictions for the closing price of SPY on April 20, June 15, and January 18 (2013)!

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The DQYDJ Weekender (Week of 3/11/12)

From the coding that never ends department, fixed the Feedburner script so that whenever it receives a '0' for one of the last 7 days it doesn't update the subscriber count. Of course, Feedburner had to go and test that theory by marking the subscribers as '0' for a whole day... and we'll be stuck at 131 subscribers for at least 2 more days. Well, it's better than when it was showing 81!

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Home Price Recovery and the Federal Reserve

We have dealt a lot recently with historically low interest rates and their implications on not only the cost of housing and mortgages, but also implications for consumer credit and inflation. Although we have explained home price affordability in the San Francisco Bay Area before, we haven’t discussed the large variance in regional real estate prices.

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Don't Use Leveraged ETFs. All About Danger and the Constant Leverage Trap.

There is a ticking financial time bomb in the portfolio of many investors, especially those of us with a Day Job. This time bomb is scary because the way the product is purported to work is so different from the way it works in practice. What am I talking about? Well, you clicked the article (or scrolled in your RSS reader)... I'm talking about leveraged ETFs.

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The DQYDJ Weekender (Week of 3/4/12)

Yeah, I know, I've been too lazy to fix my php on the Feedburner subscribers to the right - so it fluctuates 20 or more readers a day. I'll get to it... maybe even today!

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Republican Primary Popular Vote Count Through 3/9/2012

Before the primaries move on to Kansas and various territories (the Virgin Islands, Guam, and the Northern Marianas), it's time to take a quick look back at how far the four remaining candidates have come - in both votes and delegates!

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American Gambling Stats By Income

We recently talked about paradoxes with insurance and the lottery, but I'm not ready to give up on this topic just yet! I present to you this article which uses IRS data to try to answer: "What is the relationship between gambling and income?".

Most of those comments I've seen on this blog and others seem to imply that the lottery (and most other forms of gambling...) is a game only for the poor - even sometimes referred to as a 'poor tax'. Lucky for the naysayers, the IRS has compiled data which shows that Americans in all income classes (even the 1%!) love to gamble. Yes, in 2009, 284 of the taxable returns with over $10,000,000 in adjusted income had gambling winnings reported! So, dear readers, let's take a look at gambling in the United States...

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The DQYDJ Weekender (Week of 2/27/12)

Does anyone actually recognize that we just had a leap day? February 29 anyone? Whatever, call it March 0.

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President Obama Is a Bigger Tax Cutter Than George Bush

(... over his first term in office ... if you don't count inflation and population growth ... if you don't consider the whole ten year estimates ... if you count the extended 'Bush Tax Cuts' and AMT Relief in Obama's totals.)

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Don't Quit Your Day Job...

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