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Average, Median, Top 1%, and all United States Household Income Percentiles in 2019

On this page I estimate United States Household Income Brackets for 2019. I calculate the average, median, and top 1% […]

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Why Did the Fed Lower Interest Rates?

Back on Wednesday, July 31st, 2019, the Federal Reserve lowered the federal funds rate for the first time in eleven […]

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FFMI Calculator (Fat-Free Mass Index)

On this page is a FFMI Calculator. FFMI, or Fat Free Mass Index, factors in a person's body fat percentage, […]

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Does Dollar Cost Averaging Work? How Should You Use It?

Dollar Cost Averaging is a set it and forget it investment strategy that lines up well with how your paycheck […]

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The 10 year-2 year Yield Curve Inverted 8/14/2019: What Does the Yield Curve Tell Us?

On 8/14/2019, briefly, 2 year Treasuries paid slightly better than 10 year Treasuries: 1.628% vs. 1.619%. By day's end this […]

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How Does an Interest Rate Cut Affect the Stock Market?

During their July meeting, the Federal Open Market Committee chose to lower the target Federal Funds Rate to 2% - […]

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When are Savings Account Balances Highest and Lowest?

In this post, we'll look at savings account balance by week in the United States. We examine which weeks balances […]

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Dollar Cost vs. Lump Sum Investing: What to Do with a Windfall

Dollar Cost Averaging (DCA) is oft-touted as the savior for all of investing's problems. Reality, on the other hand, is […]

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Inflation and Dividend Adjusted S&P 500 On July 19, 2019

I won't bury the lede: the all time closing high on the S&P 500, adjusted for inflation and reinvested dividends, […]

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Bond Yield to Worst Calculator (YTW)

On this page is a bond yield to worst calculator. Depending on the characteristics of a bond and its current […]

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