Real Estate

Everybody's got to live somewhere. And – as the world now acutely knows – its usually better to do business in person as well.

In this section, you'll find our real estate posts, research, and calculators. And remember: location, location, location.

Real Estate Archives

Home Price Affordability Calculator

In our last article, we promised you a calculator so you can copy our methodology and calculate 'affordable' houses by determining what an acceptable monthly payment would be. In our current article, we deliver! Thanks to Ironman at Political Calculations for the calculator creation script, it was very useful once again!

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Refinance Your Mortgage and Pay the Same Amount? A Calculator to Determine if it's Worth It!

There is a mortgage strategy variously described in different corners of the internet where a mortgage is refinanced... and payments stay steady. For this strategy, a borrower is currently paying some monthly payment, and will continue to pay the exact same monthly payment after their mortgage is refinanced. The benefits are usually explained as an acceleration of mortgage payments and a "guaranteed investment return". You may find yourself in a situation where you are considering this form of accelerated mortgage payments. Is it worth it? Let's run the numbers and find out!

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Inflation Adjusted Real Estate Return Calculator

In this article, we present a Real Estate Return Calculator, for quickly estimating the return on a house in many […]

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How Much Does Noise Affect Real Estate Prices?

How much does noise affect real estate prices? Ever wonder how much better a house would be if it wasn't […]

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A Mortgage Refinance Calculator to Help You Decide if You Should Refi!

Conceptually, it's easy to grasp why and when you should refinance your mortgage. In practice, inertia is the main reason people hold back from refinancing. With that in mind, we present these mortgage calculator which will allow you to see how your current mortgage will compare with the mortgage you are considering. Perhaps if the math is enticing, you'll shop around? Enjoy!

We'd like to thank Hugh Chou for compiling the equations that we needed to create this calculator, and Ironman at Political Calculations for providing the calculator framework.

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Mortgage Debt: Home Debt Stats by Income Bracket, Age, and Percentile

In 2023, the average American household held $89,643.42 in mortgage debt, home equity loans, and HELOCs with balances secured by […]

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Historical US Home Prices: Monthly Median from 1953-2024

Below, I provide and graph historical monthly median single-family home values in the United States. Significantly, this data is non-seasonally adjusted and based on sales […]

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Historical Homeownership Rate in the United States, 1890-Present

On this page, you'll find the historical homeownership rate for the United States. It contains data from 1890 until the […]

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Historical Home Affordability in the United States

On this page is a home price affordability history tool for the United States. It contains data from 1971 on, […]

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2022 Fundrise Review: Passive Income through Real Estate Crowdfunding

Fundrise offers a low-cost way for you – or anyone – to achieve diversification in real estate in an easy, […]

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