Carnivals and Links, Week of November 7, 2011

August 22nd, 2020 by 

First off, welcome The Frugal Toad to our blogroll!  Great content is being produced over there all the time, often of a frugal nature.  If you like saving money, go check out The Frugal Toad today!

Another week, a few more Twitter followers - up to 61. Not bad, considering we had 0 a few weeks ago.
We added a Facebook page. Go like us. Or just talk trash on our wall; we'll enjoy it either way. What's in it for you? Now you have to read us rambling about it weekly in these posts.  Go visit - I have 12 exclusive pictures of random things that will surely ignite loads of controversy.

Enough of the updates, let's talk Carnivals and Links (and eBooks)!

Carnivals and Links

Featured Links

If you haven't read these yet, you're in for a treat!

Last Up, an eBook

Martin (MD) over at Studenomics sent me a copy of his guide to credit cards in your 20s entitled "Completely Conquer Credit Before You Hit 30".

Martin, (I hate to admit) I did read it in one sitting, even though you warned me a few times throughout that I should put it down.

Who is the Target Audience?

Students and "recent students" would benefit the most from the book.  Recent students who worked their way into some student loan or credit card debt would definitely benefit from the book.

Two of the main concerns in the book are establishing your first line of credit, and the psychological process behind paying off accumulated debt.  Martin intersperses acquired wisdom and mandatory actions during your journey through the book, and writes with a jovial tongue and liberal use of curses - admittedly a refreshing change of pace on a subject as serious as crushing credit card debts.  For a student considering a first line of credit (and perhaps wondering what the Credit CARD Act of 2009 means for their application) to a post-grad looking to get drunk at bars in Europe - Martin's got you covered.

It's certainly a good read for that crowd - not so long that it strains attention spans, and not so short that you'll read it in a single sitting.  The copy I received was 62 pages long.

Can't You Get This For Free?

Certainly, a lot of the things Martin writes about are published in various corners of the internet - and even his own site.  That's not entirely the point of a guide - you're paying for the author's time in collecting that information in a convenient form.  Many other things you could glean from reading credit card agreements or even getting yourself into debt yourself and experimenting with ways to get out (not recommended!).  However, what's your time worth?  I believe this eBook makes sense at the $17 price point - I believe that's about 2 hours of work at work-study rates.  It's possible you'll be saving yourself quite a bit more than that over the course of a credit-card-using life.  Go check it out.



PK started DQYDJ in 2009 to research and discuss finance and investing and help answer financial questions. He's expanded DQYDJ to build visualizations, calculators, and interactive tools.

PK is in his mid-30s and lives in New Hampshire with his wife, kids, and dog.

Don't Quit Your Day Job...

DQYDJ may be compensated by our partners if you make purchases through links. See our disclosures page. As an Amazon Associate we earn from qualifying purchases.
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