In part one on Monday, I wrote about how credit cards can provide short-term liquidity where emergency funds would typically […]

Emergency funds are a controversial topic that have always irked the writers here at DQYDJ. Okay: overall, we think they […]

Let me stop you right there. If you're considering buying many lottery tickets for one drawing, or less lottery tickets […]

If you're looking for a place to put your emergency fund, your search has come to an end: the oft-overlooked […]

Saving too much... really, is that a possibility that people are even remotely concerned about?  Or is it just a […]

Probably the second most misunderstood quote in literature is F. Scott Fitzgerald's "There are no second acts in American lives" […]

What's this? A simple prompt for your listening delight: the very best Personal Finance Songs. In conjunction with our friend Athena from […]

It's time for a thought experiment, roughly along the lines of the legal tradition of reductio ad absurdum, or "reduction […]

A few weeks back we presented one of our signature pieces of original research on what Americans saved based upon […]

It wasn't too long ago when we posted our epic article (and corresponding calculator) on the ideal savings rate.  Since […]