The DQYDJ Weekender, 12/22/2012

August 22nd, 2020 by 

Back to Boston tomorrow - let me know if you see a depressing trend on this site as I flip from 60-70 degree days to snow!

Links We Liked!

  • Math-Major Greg at Control Your Cash gives us a lesson on estimating odds - and he knows that you most likley aren't very good at doing it.  Your choice quote?  "In our example, it doesn’t matter what you pick. In real life, it usually does."
  • 101 Centavos had a post about the insanity of Delta Airlines entering the refinery business, in a takedown that only he could have written.  Well done.
  • Fi Fighter had an interesting piece on lifestyle deflation, where he literally compared his current living situation to his college self.  I think my college self would be embarrassed by the amount I spend on housing, but other than that he might be proud, haha.
  • American Debt Project had a perfect piece which illustrates our recent emotion vs. intellect piece perfectly: so stop dreaming and start doing.  It helped her - and yes, it could help you too.
  • Nelson at Financial Uproar had an interesting piece on share buybacks.  Roughly, they are usually done at the top of a company's valuation, not the bottom - therefore hurting shareholders.  Luckily for you value investors, you'll never have to deal with overvalued buybacks - since you only buy value, right?
  • Mr Money Mustache had a great piece on building a shower for cheap, and illustrated building a curb and pouring a sloped base.  Someday I'll post the pictures and a writeup on how we did our two bathrooms, haha.
  • Beating Broke had a piece on mortgage insurance which is more fair than most posts I see on the subject.  While most bloggers complain that PMI is a massive burden that 'doesn't help you', mortgage insurance is merely a piece of the contract - if you want to put down less than 20% on a house, you agree to pay PMI.  Without that, you might not have a house - so what's the complaint?
  • Deacon Hayes of Well Kept Wallet posted a piece on Money Smart Guides about combining finances when married.  My wife and I pretty much took the path of least resistance - we combined phones and car insurance, but left savings & checking accounts and credit cards separate.  So far so good!

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PK started DQYDJ in 2009 to research and discuss finance and investing and help answer financial questions. He's expanded DQYDJ to build visualizations, calculators, and interactive tools.

PK is in his mid-30s and works and lives in the Bay Area with his wife, two kids, and dog.

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