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Closed End Fund Total Return Calculator: What would your investment be worth?

Written by:
PK

On this page is a Closed End Fund return calculator which can automatically compute reinvested dividends. Enter a starting amount and investment dates to estimate the growth of a closed end fund investment. Also, model periodic investments in a CEF by year, month, week, or day.

There are over 500 closed end funds in our database, updated per ticker in the last 7 trading days.

Closed End Fund Total Return Calculator with Periodic Investing

How To Use the CEF Return Calculator

To begin, enter at minimum a ticker for a closed end fund. As you type, it will auto-complete active closed end fund tickers in the DQYDJ database.

Closed End Fund return calculator date and initial investment entry.
Closed End Fund return calculator entry options

Basic Closed End Fund Details and Inputs

  • CEF Ticker: Enter a valid, active CEF ticker from IEX
  • Starting Amount ($): In dollars, the initial investment amount
  • Starting Date: Enter a date when an investment was first made °
  • Ending Date: Enter a date when an investment was sold °

° Depending on the CEF data (see more below), we adjust the starting date and ending date. Check after your calculation.

Advanced Dividend and Periodic Investment Options

Model options for estimating periodic investments and dividend events.
Advanced options concentrating on CEF dividends and periodic investments

Click 'Toggle Advanced' to open the advanced CEF investment panel.

  • Show Events: Check the box to list dividend events for the CEF. We'll also optionally include periodic investment information.
  • Periodic Investments: Select the box to model periodic investments in a closed end fund.
  • "Monthly": To simulate periodic investments, select a timeframe.
  • Regular Amount: The amount invested every period in the closed end fund.

Interpreting CEF Model Results

DNP Closed End Fund performance result from tool
DNP performance in a CEF investment model
  • Final Value ($): The value of the CEF investment on the 'Ending Date'. (Note again we may change that date depending on our data.)
  • Annual Return: Our estimate of the annual percentage return by the investment, including periodic investments. (Also try our compound annual growth calculator)
  • Graph: The value of the CEF investment over time. On a desktop or laptop, you can hover over a point to see the investment value on any day.

How does the CEF investment model work?

On the backend, we maintain a database of all 500+ CEF tickers with open, high, low, and closing prices. For funds which have been around that long, we have at least 15 years of data. (Some have longer.)

When you choose your dates, we invest the initial lump sum at the open price. We then calculate the portfolio value at the daily close for other days, including the final day in the scenario.

Source and Methodology for the Closed End Fund Total Return Calculator

The CEF return calculator uses the same backend as the stock return calculator. The dividend data should be reasonably accurate, although we can't guarantee any distribution data - including returns of capital (common for closed end funds).

We use the IEX Cloud API to retrieve price and dividend data. IEX isn't free. Our tool has some (very mild) limits in place:

  • CEF data may be up to 7 trading days old.
    • Always check the tool ending date after a scenario to see how recently we updated a CEF.
  • Splits are a manual process
    • I personally apply split factors. (I might automate these eventually – for now please be patient)
  • Rectifying Price and Dividend Differences is a manual process
    • If daily price or dividend differs significantly (more than a percent), I'll update manually. Please be patient.
  • There are rate limits in place across all the tools:
    • Max 50 calculations per day
    • Max 10 calculations per minute

Limitations and Disclaimers

The closed end fund total return calculator uses idealized return data. The math is based on exact closing and opening prices and would never match a real investor's gains exactly.

The tool is for informational purposes only. We cannot warrant any results. Verify any information you receive from the CEF return calculator independently through your own research.

Security price isn't the only factor in investment returns. A short list of other things we're ignoring:

  • Taxes
  • Dividend timing
  • Portfolio management fees
  • Slippage
  • A plethora of other things

It's also possible – likely even – that the price and dividend data is wrong for some tickers. Again, you need to independently verify any data the tool outputs.

Bug Reports, Feature Requests, and Requests to Help with the CEF Total Return Calculator

Let us know if you find a bug. Include the fund with the issue otherwise I can't debug it.

Send enhancement requests too, just know that the bar is very high. This tool is only monetized through ads. For significant requests, make a contracting inquiry.

This tool's information is for informational and research purposes only. We can't help you in a legal capacity. We can only help you with research inquiries.

This data might be a useful starting point for legal research. You probably need to engage a "forensic accountant" to present data in a manner suitable for legal purposes.

Closed End Funds, Dividends, Distributions, and Total Returns

When we set out to build the stock return calculator a few months ago, we made it modular. Between this calculator, the ADR Return Calculator, and the ETF return calculator, we're now using the same codebase for three types of securities!

... And stocks and ETFs are likely to remain the popular ones, haha. But for those of you waiting for CEF data, you're probably pretty excited with this unveiling!

Anyway, the same message we closed on in the other tools applies: dividends matter. Unless you're shredding your dividend checks, dividends are real money that you need to factor into your investment returns. Even if you aren't reinvesting dividends, you need to model something with that money.

If you'd like to compare your results from the CEF return tool to other benchmarks, we have... a few. Here's a limited selection:

You can see the larger collection on our calculator landing page.

We hope you enjoy the CEF total return calculator. Have fun with it, and tell everyone you know!

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DQYDJ may be compensated by our advertising and affiliate partners if you make purchases through links. See our disclosures page for more information.
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