Net Worth by Age Calculator for the United States

Written by:
PK

On this page is a net worth percentile by age calculator for the United States. Enter age bracket and household net worth to compare a net worth and age to the overall distribution.

Data backing the tool is explained in the average net worth by age post. Be sure to also note the data warnings there – particularly for upper percentiles.

Need a different tool? See the net worth percentile calculator which aggregates across all ages.

Survey results collected in the Federal Reserve SCF. This is the newest SCF data we'll have until 2026.

What was the average and median net worth by age in 2023?

In this chart I've listed the median and average net worth by age, plus the top 1% by age. For completeness, it also includes the 25%, 75%, and 90% net worth by age breakpoints.

AgeAverage Net WorthMedian Net Worth25%75%90%Top 1%
18-24$112,104$10,222$88$33,898$184,516$653,224
25-29$120,183$31,470$3,784$130,606$296,830$2,121,910
30-34$258,075$88,631$11,016$186,140$538,750$2,636,882
35-39$501,295$138,588$16,548$389,432$864,340$4,741,320
40-44$590,710$134,382$23,812$436,892$1,182,580$7,835,420
45-49$781,936$213,586$47,668$680,298$1,428,714$8,701,500
50-54$1,132,497$266,140$54,414$913,012$2,576,540$13,231,940
55-59$1,441,987$321,074$84,977$1,137,318$2,672,160$15,371,684
60-64$1,675,294$392,860$80,372$1,131,122$3,042,280$17,869,960
65-69$1,836,884$393,480$68,972$1,154,552$2,961,060$22,102,660
70-74$1,714,085$438,700$124,757$1,234,946$2,999,396$18,761,580
75-79$1,629,275$338,180$89,504$991,520$2,914,188$19,868,894
80+$1,611,984$327,200$95,230$944,334$2,540,500$16,229,800

Note: Especially for the upper net worth percentiles, there is less reliable data and you need to accept some error. See the net worth by age data post for more details and a count of samples per bracket.

Here's how it looks (sans-the top 1%):

Net Worth Percentile by Age in 2023 in the United States. Selected percentiles and average.

Source and Methodology on the 2023 Individual Income Percentile by Age Calculator

Find the deeper writeup in the net worth average, median, and percentile by age post. Especially note the complexities around the younger age groups (especially 18-24).

Data comes from the Federal Reserve's 2022 SCF which was released in October, 2023. That data consists of surveys conducted in 2022 and 2023.

Past versions of the tool:

Want more comparison tools? Also see our household income percentile calculator, income percentile calculator, and income percentile by age calculator.

      

PK

PK started DQYDJ in 2009 to research and discuss finance and investing and help answer financial questions. He's expanded DQYDJ to build visualizations, calculators, and interactive tools.

PK lives in New Hampshire with his wife, kids, and dog.

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