Net Worth by Age Calculator for the United States in 2020

October 18th, 2023 by 
PK

s page is a net worth percentile by age calculator for the United States. Enter age bracket and household net worth to compare a net worth and age to the overall distribution.

Data backing the tool is explained in the average net worth by age post. Be sure to also note the data warnings there – particularly for upper percentiles.

Need a different tool? See the net worth percentile calculator which aggregates across all ages.

Survey results collected from February, 2019 - Early 2020 from the Federal Reserve SCF.

What was the average and median net worth by age in 2020?

In this chart I've listed the median and average net worth by age, plus the top 1% by age. For completeness, it also includes the 25%, 75%, and 90% net worth by age breakpoints.

AgeAverage Net WorthMedian Net Worth25%75%90%Top 1%
18-24$28,707$8,216-$1,415$24,791$93,732$435,077
25-29$49,388$7,512-$3,664$61,568$152,063$606,188
30-34$122,700$35,112$2,761$117,134$258,741$956,945
35-39$274,112$55,519$5,177$228,275$601,341$4,034,486
40-44$623,694$127,345$18,518$351,292$848,815$7,909,637
45-49$761,560$164,197$19,872$452,226$1,354,761$10,494,100
50-54$897,663$171,320$38,973$493,928$1,440,829$13,524,094
55-59$1,165,477$193,549$38,885$644,806$2,506,118$17,545,849
60-64$1,187,730$228,833$48,565$735,348$1,995,238$14,629,637
65-69$1,250,679$271,805$44,125$808,183$1,939,467$16,439,046
70-74$1,173,653$258,531$70,081$816,274$1,966,166$12,625,305
75-79$945,480$272,976$83,500$611,857$1,541,480$12,770,142
80+$973,141$235,193$107,664$589,233$1,655,537$9,932,353

Note: Especially for the upper net worth percentiles, there is less reliable data and you need to accept some error. See the net worth by age data post for more details and a count of samples per bracket.

Here's how it looks (sans-the top 1%):

Household Net Worth Comparison by Age in US in 2020

Source and Methodology on the 2020 Individual Income Percentile by Age Calculator

Find the deeper writeup in the net worth average, median, and percentile by age post. Especially note the complexities around the younger age groups (especially 18-24).

Data comes from the Federal Reserve's 2019 SCF which was released in September, 2020. That data consists of surveys conducted between February 2019 and April 2020.

Past versions of the tool:

Want more comparison tools? Also see our household income percentile calculator, income percentile calculator, and income percentile by age calculator.

      

PK

PK started DQYDJ in 2009 to research and discuss finance and investing and help answer financial questions. He's expanded DQYDJ to build visualizations, calculators, and interactive tools.

PK lives in New Hampshire with his wife, kids, and dog.

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