Net Worth by Age Calculator for the United States

Written by:
PK

On this page is a net worth percentile by age calculator for the United States. Enter age bracket and household net worth to compare a net worth and age to the overall distribution.

Data backing the tool is explained in the average net worth by age post. Be sure to also note the data warnings there – particularly for upper percentiles.

Need a different tool? See the net worth percentile calculator which aggregates across all ages.

Survey results collected in the Federal Reserve SCF. This is the newest SCF data until (probably) late 2029.

What was the average and median net worth by age in 2026?

In this chart I've listed the median and average net worth by age, plus the top 1% by age. For completeness, it also includes the 25%, 75%, and 90% net worth by age breakpoints.

AgeAverage Net WorthMedian Net Worth25%75%90%Top 1%
18-24*$43,566$13,223$984$55,096$106,312n/a
25-29$104,441$35,418$2,928$130,060$288,626$738,994
30-34$201,398$63,826$7,528$251,478$435,950$2,560,000
35-39$588,218$125,274$11,302$416,560$1,141,662$6,106,536
40-44$757,900$184,220$31,130$550,194$1,422,940$10,284,240
45-49$995,401$219,667$51,248$774,120$2,043,308$11,659,801
50-54$1,499,623$284,442$58,464$1,035,442$3,263,372$18,504,610
55-59$1,608,714$264,584$35,530$1,305,700$3,245,528$17,277,480
60-64$2,097,852$527,752$107,680$1,494,360$3,815,220$21,953,380
65-69$1,818,435$437,162$112,317$1,282,012$3,454,820$22,030,640
70-74$1,930,205$423,788$118,850$1,359,674$3,952,060$20,533,680
75-79$1,827,672$442,326$136,550$1,354,500$4,173,760$22,213,920
80+$2,084,607$566,490$197,222$1,522,310$4,188,700$19,334,090

* Based on 82 survey families

Note: Especially for the 18-24 age group and the upper net worth percentiles, there is less reliable data. You need to accept some error when evaluating the table and calculator. See the net worth by age data post for more details and a count of samples per bracket.

Here's how it looks:

Net worth percentiles by age in the United States, 2026: average, median, 25th, 75th, and 90th percentile net worth for each age group

Source and methodology on the 2026 net worth percentile by age calculator

Find the deeper writeup in the net worth average, median, and percentile by age post. Especially note the complexities around the younger age groups (especially 18-24).

Data comes from the Federal Reserve's 2025 SCF, which was released in October 2026. The Fed interviewed 4,367 families for the survey, and redacted 7 from the public set.

Note that the 18-24 group consists of a mere 82 of the 4,360 survey PEUs. That's the fewest we've ever had (111 in 2023, 199 in 2020). For that group, also note the SCF doesn't sample dorms, barracks, or other group quarters, and note that young adults who are financially dependent on their parents count as part of their parents' PEU.

Past versions of the tool:

Want more comparison tools? Also see our household income percentile calculator, income percentile calculator, and income percentile by age calculator.

      

PK

PK started DQYDJ in 2009 to research and discuss finance and investing and help answer financial questions. He's expanded DQYDJ to build visualizations, calculators, and interactive tools.

PK lives in New Hampshire with his wife, kids, and dog.

Don't Quit Your Day Job...

DQYDJ may be compensated by our partners if you make purchases through links. See our disclosures page. As an Amazon Associate we earn from qualifying purchases.
Sign Up For Emails
ShareTweetEmail
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram