On this page is a bank LAR calculator or loans to assets ratio calculator. Enter a bank's total loans and assets to see the loan to asset ratio.
Loan to Assets Ratio Calculator
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What is the loans to assets ratio?
The loans to assets ratio is a basic measure of asset composition of a bank, quickly showing what percentage of asset son the books are dedicated to loans. A higher number might mean a bank's liquidity is lower, and more exposed to higher defaults.
Loans to Assets Ratio Formula
The loans to assets ratio formula is:
Loans\ to\ Assets\ Ratio=\frac{Total\ Loans}{Total\ Assets}
Where:
- Total Loans – Total loans, from the Balance Sheet.
- Total Assets – All assets listed on a bank balance sheet.
Other Banking Ratio and Valuation Calculators
Now that you've tried the loan to asset ratio calculator, try these other DQYDJ tools to value banks: