Loan to Assets Ratio Calculator

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On this page is a bank LAR calculator or loans to assets ratio calculator. Enter a bank's total loans and assets to see the loan to asset ratio.

Loan to Assets Ratio Calculator

What is the loans to assets ratio?

The loans to assets ratio is a basic measure of asset composition of a bank, quickly showing what percentage of asset son the books are dedicated to loans. A higher number might mean a bank's liquidity is lower, and more exposed to higher defaults.

Loans to Assets Ratio Formula

The loans to assets ratio formula is:

Loans\ to\ Assets\ Ratio=\frac{Total\ Loans}{Total\ Assets}


  • Total Loans – Total loans, from the Balance Sheet.
  • Total Assets – All assets listed on a bank balance sheet.

Other Banking Ratio and Valuation Calculators

Now that you've tried the loan to asset ratio calculator, try these other DQYDJ tools to value banks:



PK started DQYDJ in 2009 to research and discuss finance and investing and help answer financial questions. He's expanded DQYDJ to build visualizations, calculators, and interactive tools.

PK lives in New Hampshire with his wife, kids, and dog.

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