2022 S&P 500 Return

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The S&P 500 Price index returned -19.64% in 2022. Using a better calculation which includes dividend reinvestment, the S&P 500 returned -18.32%.

Maximizing 2022 S&P 500 Return: Buy It, Hold It, and Reinvest It

The numbers I just quoted you assume you did all your investing in a single year. Specifically, I assumed you bought the market open on January 3, 2022, and sold at the exact close on December 30, 2022. (Which is nearly impossible to do).

If you alternatively meant a "one-year span", those two returns, respectively, are -19.44% and -18.11%. This assumes, instead, that you bought the December 31, 2021 close.

S&P 500 Index Price Calculation

Price Based On2022 BeginDec 30 CloseReturn
Jan 3 Open4778.143839.50-19.64%
Dec 31 Close4766.183839.50-19.44%

S&P 500 Total Return Price Calculation

Price Based On2022 BeginDec 30 CloseReturn
Jan 3 Open10011.818178.02-18.32%
Dec 31 Close9986.708178.02-18.11%

Dividends Matter

The exact date you pick doesn't much matter... as long as you keep your timeframes consistent. (However, you do need to mind the dividends!)

It was a very weak year for equity returns in the United States. Coming off the stimulative environment (or excesses, as some would argue...) of the early COVID Pandemic, stocks fell as Federal reserves across the world increased rates and sold assets (or allowed assets to roll off their balance sheets). However, when you consider dividend reinvestment, your returns "didn't look as bad."

Yes, they were still weak. But including dividends is an important consideration.

Source on the 2022 S&P 500 Return Calculations

Please visit S&P Dow Jones Indices, who owns the S&P 500 Index and its total return index. They added the total return index in 1987. Before then, you have to construct your own index proxy to see how the index has fared.

We have a collection of investing calculators and tools – most including provisions for dividend, coupon, or interest reinvestment. Here are some which highlight the S&P 500:

The 2022 S&P 500 Return

You can quickly find the S&P 500 and Total Return index at Yahoo!. Here's a graph showing the delta in 2022:

S&P 500 price vs. total return in 2022
S&P 500 in 2022: Reinvested Dividends versus Price Returns

Other years:



PK started DQYDJ in 2009 to research and discuss finance and investing and help answer financial questions. He's expanded DQYDJ to build visualizations, calculators, and interactive tools.

PK lives in New Hampshire with his wife, kids, and dog.

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