Today we're honored to host a guest post from the inimitable Nelson Smith from Canadian Dividend Investing on DQYDJ. Enjoy! Each week, Canada's Globe and Mail (think … [Read more...]
What is the Early Retirement Age? Examining Government and Popular Opinion
As we continue our series on retirement statistics here on DQYDJ, we have to first lay out one retirement age definition. Being an (ostensibly) personal finance web site … [Read more...]
Mortgages vs. the Expected Inflation Rate, April ’18
Inflation expectations through Treasury breakevens – a concept we just visited – are a decent take on the market's opinion on the 'cost of holding money'. Mortgages are, … [Read more...]
My 2017 Savings Rate
At DQYDJ, tax season has us recently rolling out our annual savings rate. The personal finance blogosphere constantly emphasizes its importance and demonstrates its … [Read more...]
What Was Your Savings Rate in 2017?
We here at DQYDJ have recently been sharing some of our insights into our own personal finances – you can thank tax season for that. Recently, I covered our current asset … [Read more...]
My 2018 Asset Allocation
In honor of tax season, we at DQYDJ annually post savings rate and asset allocation summaries. Unfortunately, I find mine particularly boring. I am young enough and … [Read more...]
What is Your Asset Allocation in 2018?
Every year – usually, conveniently, around tax time – we like to evaluate the total picture of our personal finances. DQYDJ is (at least occasionally) a personal finance … [Read more...]
Hurricane Harvey and Gas Prices: What is Price Gouging?
Hurricane Harvey made landfall in Texas last Wednesday, dumping more than forty inches of rain on much of Southern Texas. Our hearts go out to those affected by the … [Read more...]
Checking in on the Job Market, July 2017 Edition
The JOLTS report dropped today, right on the heels of the employment report last week. That makes this as good of a time as any to take a look at the job market. As a … [Read more...]
Anchoring and Adjusting to Numbers
Anchoring or the Anchoring Bias is the human tendency to evaluate or "anchor" numbers based on their presentation. Observers and participants will usually be swayed by … [Read more...]
7 Tricks and Cognitive Biases to Fool Your Audience!
We all make mistakes. We all hold false opinions. And we all perform mental gymnastics to hold onto false facts and reject true facts. Why does this happen? (Sorry for … [Read more...]
What is Your Asset Allocation in 2017?
One good habit to get yourself into is an, at a minimum, annual financial health check. For me, I often do a deep dive into our finances during tax season. "Thanks" to … [Read more...]