Back before I moved heavily into Twitter, DQYDJ used to host a regular series called The Weekender. Instead of fully fleshed-out thoughts like Cameron and I (try to) offer with the rest of the posts, Weekenders let us shoot from the hip with quicker reactions and round-ups of events and links. Obviously – besides the frequent trolling there […]
Personal Finance
Individual Income by Year: Average, Median, One Percent, and a Percentile Calculator
On this page is the United States average individual income by year and median individual income by year between 1962 and 2019. You’ll also find the top 1% individual income by year between 1996 and 2019, plus the top 5% and 10% over the entire period. If that isn’t enough granularity, I’ve included a calculator […]
2019 Bitcoin Return
Bitcoin returned 92.00% in 2019, not including any transaction fees. After midnight UTC on January 1, 2019, bitcoin traded at $3,746.71 a coin. And the closing trade on December 31, 2019, before midnight UTC was for $7,193.60 a coin. The 2019 Bitcoin Return: Speculation, but Greater Acceptance 92% is a heck of a return. Contrast […]
Planning a Cashback Strategy
Today, in this low-interest environment, it’s ever more critical to find ways to make your money work for you. It’s a sign of the times: some of the traditional and historically safest ways to stash your cash are not as attractive as they have been in the past. Luckily, there are other ways to make your money […]
Income Percentile by State Calculator for 2019
On this page is a 2019 income percentile by state calculator for the United States, for either individual income or household income. Enter pre-tax income earned between January and December 2018 and select a state and income type to compare an income percentile. You can also choose multiple comparison states for your state income percentile […]
Average, Median, Top 1%, and all United States Individual Income Percentiles in 2019
On this page I estimate United States Individual Income Brackets for 2019. I also calculate the average, median, and top 1% of individual incomes in the United States. Individual incomes here are limited to Americans who worked (or wanted to work) in 2018. Incomes are earned between January and December 2018. Alternatively, compare incomes in […]
Household Income Percentile Calculator for the United States [2019]
On this page is a household income percentile calculator for the United States for 2019. Enter pre-tax (gross) household income earned between January and December 2018 to compare to household income percentiles in the full year. You can find the methodology in the United States average income, median income, and income percentile post. Afterwards, visit the […]
Why Did the Fed Lower Interest Rates?
Back on Wednesday, July 31st, 2019, the Federal Reserve lowered the federal funds rate for the first time in eleven years. In future articles, I will discuss why I find this move and its timing peculiar. For now though, I wanted to lay out some short-term implications and how I think this impacts the economy. […]
FFMI Calculator (Fat-Free Mass Index)
On this page is a FFMI Calculator. FFMI, or Fat Free Mass Index, factors in a person’s body fat percentage, height, and weight to arrive at a lean mass ratio. Using that number you can compare your relative muscularity versus benchmarks for large populations of men and women. Fat Free Mass Index Calculator What is […]
When are Savings Account Balances Highest and Lowest?
In this post, we’ll look at savings account balance by week in the United States. We examine which weeks balances are highest and lowest, and model savings and spending in the United States. When are Savings Account Balances Lowest? The lowest balance week in our dataset was the first week of the year in January, […]