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Mortgages vs. the Expected Inflation Rate, April ’18

Personal Finance     April 23, 2018 by PK Leave a Comment

Mortgages vs. the Expected Inflation Rate, April ’18

Inflation expectations through Treasury breakevens – a concept we just visited – are a decent take on the market's opinion on the 'cost of holding money'. Mortgages are, … [Read more...]

My 2017 Savings Rate

Personal Finance  Retirement     March 7, 2018 by CameronDaniels

At DQYDJ, tax season has us recently rolling out our annual savings rate. The personal finance blogosphere constantly emphasizes its importance and demonstrates its … [Read more...]

What Was Your Savings Rate in 2017?

Personal Finance     March 4, 2018 by PK

What Was Your Savings Rate in 2017?

We here at DQYDJ have recently been sharing some of our insights into our own personal finances – you can thank tax season for that. Recently, I covered our current asset … [Read more...]

My 2018 Asset Allocation

Personal Finance     February 26, 2018 by CameronDaniels

My 2018 Asset Allocation

In honor of tax season, we at DQYDJ annually post savings rate and asset allocation summaries. Unfortunately, I find mine particularly boring. I am young enough and … [Read more...]

What is Your Asset Allocation in 2018?

Personal Finance     February 21, 2018 by PK

What is Your Asset Allocation in 2018?

Every year – usually, conveniently, around tax time – we like to evaluate the total picture of our personal finances. DQYDJ is (at least occasionally) a personal finance … [Read more...]

Hurricane Harvey and Gas Prices: What is Price Gouging?

Economics  Personal Finance     September 7, 2017 by CameronDaniels

Hurricane Harvey and Gas Prices: What is Price Gouging?

Hurricane Harvey made landfall in Texas last Wednesday, dumping more than forty inches of rain on much of Southern Texas. Our hearts go out to those affected by the … [Read more...]

Checking in on the Job Market, July 2017 Edition

Economics  Personal Finance     July 12, 2017 by PK

Checking in on the Job Market, July 2017 Edition

The JOLTS report dropped today, right on the heels of the employment report last week.  That makes this as good of a time as any to take a look at the job market. As a … [Read more...]

Anchoring and Adjusting to Numbers

Economics  Offbeat  Personal Finance     June 12, 2017 by CameronDaniels

Anchoring and Adjusting to Numbers

Anchoring or the Anchoring Bias is the human tendency to evaluate or "anchor" numbers based on their presentation.  Observers and participants will usually be swayed by … [Read more...]

7 Tricks and Cognitive Biases to Fool Your Audience!

Offbeat  Personal Finance    Written by: CameronDaniels

We all make mistakes. We all hold false opinions. And we all perform mental gymnastics to hold onto false facts and reject true facts. Why does this happen? (Sorry for … [Read more...]

What is Your Asset Allocation in 2017?

Personal Finance     May 21, 2017 by PK

What is Your Asset Allocation in 2017?

One good habit to get yourself into is an, at a minimum, annual financial health check.  For me, I often do a deep dive into our finances during tax season.  "Thanks" to … [Read more...]

What Was Your Savings Rate in 2016?

Personal Finance     April 30, 2017 by PK

What Was Your Savings Rate in 2016?

Don't Quit Your Day Job... certainly mixes up the article categories, but at our heart we're a finance web site.  Personal finance or otherwise, that means most of the … [Read more...]

How Many Developers are There Per Zip Code in America?

Personal Finance     March 5, 2017 by PK

How Many Developers are There Per Zip Code in America?

We've recently been writing posts about the number and concentration of developers in the United States: How Many Developers are There By State? and How Many Developers … [Read more...]

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