Personal finance may be personal, but it is deceptively simple: spend less than you earn, invest the difference, and repeat.
The hard part? All the details. How much should you save? When does paying off debt beat investing? Is your emergency fund doing more harm than good?
This collection covers our research and compiled strategies behind building wealth. Whether you're optimizing your savings rate, deciding between Roth and traditional accounts, or just trying to figure out how you stack up, these articles dig into the numbers.
Start here. These are some of our most-read pieces on savings, retirement, and the data behind American finances.
How much should you have saved by now? What's the real early retirement rate? When do most Americans actually retire? We've crunched the numbers.
The complete DQYDJ collection. Browse by title or dig into our research on savings, debt, side income, and more.